Audela Credit Product
Credit origination for small banks, from analysis to decision committee.
Overview
Audela Credit structures banking origination end-to-end, with a clear path from deal entry to final decision.
This product includes:
- Management of borrowers, deals, facilities and collateral.
- Management of guarantors, documents, memos and approval workflow.
- Financial statement spreading and risk ratio snapshots.
- Dedicated reporting for credit committees and SLA follow-up.
Integrations & deployment
- Configuration of approval workflows and delegation matrices.
- Connection to financial sources to import statements and ratios.
- Complete traceability of credit decisions and documents.
Typical use cases
- Retail and SME origination with standardized credit files.
- Committee process with multi-level validation.
- Portfolio monitoring with risk and delay alerts.
Expected outcomes
- Faster and better documented credit decisions.
- Reduced operational and regulatory risks.
- Consolidated visibility for analysts, risk teams and committee members.
Who is it for?
Credit analysts, risk managers and credit committees in local banks.